More than one of us have gotten a contract or agreement and flipped to the last page to quickly sign and date it. When it comes to signing contracts related to real estate, mortgage, leases, Homeowners Associations, etc be sure you know what you are signing. The fine print of all of these contracts will point out day to day issues and how they are addressed. If you park on the street without a proper permit, you will be towed. Or if you move out earlier than the end of your lease, you will have fines and penalties. Before ...

3 Bedroom town home in sought after West Allen. Master, Utility, half bath and Kitchen down. 2 split bedrooms, full bath and a game room up. Just in time to move in before school starts as unit is ready now. You will get full access to Award Winning Twin Creeks Amenities including pool, tennis court, sand volleyball, hike and bike, swan lake and much more. Exemplary rated schools, close to Plano, Frisco, Hwy 121 and I-75 Janus Real Estate Group * Heather Anderson * 972-765-3773

The 2010-2011 school year is fast appraoching. If your child is new to a district or changing schools, be sure to contact your school district administration for paperwork and deadlines. Here are the links to Collin County School Districts: Allen ISD Frisco ISD Lovejoy ISD McKinney ISD Plano ISD Janus Real Estate Group * Heather Anderson * 972-765-3773

Now, when mortgage rates are at record lows, refinancing gives hope of lower monthly payments. But, its a different scenario from years ago, when you received cash back. Instead, you may have to pay cash upfront when you refinance if your loan-to-value ratio is greater than 80%- most lenders will require you to pay private mortgage insurance. Before you sign a contract to refinance, sit down with a calculator to determine whether the savings from a cash-in refinancing are worth the cost. The most important issues: •How long you ...

Once you have an accepted offer on a house, there are several reports to order: an appraisal and termite inspection are the big two. Beyond that you should decide if you would like to get a home warranty. The purpose of a home warranty plan is to protect yourself against unexpected costs related certain appliances or home systems breaking down. Depending on the plan, home warranty plans can cover air conditioners, washer, dryer, dishwasher, refrigerator, etc. Every plan is different, and you should be sure to read the fine print ...

After you have chosen a location and know how much house you can afford, the fun part starts- shopping for your home. Nearly 85% of people begin their home search online, to get an idea of what is available and of houses want to tour. Your real estate agent can search the MLS- Multiple Listing Service, for all houses listed in your area, that are listed by an agent or broker. Also, one real estate agent can show you all the homes listed on MLS, it is not necessary for you to contact each individual listing agent to set up a ...

For most people buying a house is a once or twice in a lifetime experience. This leaves many unanswered questions and lots of confusion. This week, each day we will cover a different area of the home buying process. From choosing a location to choosing a title company and understanding home warranties-each step is important and best for you to know what to expect. Location, Location, Location. When you first set out to buy a house there are a number of key elements to get in order at the very start. You must choose an agent ...

If you keep your dog in a fenced in backyard, chances are that he’ll try to dig his way to freedom. Dogs often dig under a gate, since there’s has a gap under it to allow the gate to swing open. To prevent your dog from digging under a gate: Cut a pressure treated 4” x 4” landscape timber so it fits tightly between the gate posts. Dig a trench across the gate opening as deep as the thickness of the timber. Position the timber in the gate opening so there is just a small gap between the timber and bottom of the gate. Secure ...